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Flood Risk is Mortgage Risk

Studies show floods increase both mortgage delinquency and foreclosures. And National Flood Insurance Program (NFIP) premiums are now actuarially-based, so…

1 month ago

What Risk Rating 2.0 May Be Telling Us About Hidden Flood Risk

Risk Rating 2.0 changed the way the National Flood Insurance Program prices flood insurance. Instead of relying primarily on legacy…

1 month ago

Home Discount Calculator Accounts for Higher Flood Insurance Premiums

Here's a Home Discount Calculator that helps you determine the effect a higher flood insurance premium should affect a home…

2 years ago

Projected Increase in National Flood Insurance Program (NFIP) Premiums under Risk Rating 2.0

In April 2023, FEMA released statistics on how premiums are changing under Risk Rating 2.0, relative to existing premiums. Premiums…

3 years ago

What’s not transparent about Risk Rating 2.0?

David Maurstad FEMA’s Assistant Administrator of the Federal Insurance Directorate and the senior executive of the National Flood Insurance Program…

3 years ago

Flood Risk Disclosure

What is flood risk disclosure? Flood risk disclosure is the provision of flood risk information during property transfer. Legal requirements…

4 years ago

Sprinkles Flood Insurance Premium Estimate Maps versus Traditional FEMA Flood Insurance Rate Maps (FIRMs) and Other Flood Risk Maps

Navigating Flood MapsSprinkles Flood Insurance Premium Estimate MapsTraditional FEMA Flood Insurance Rate Maps (FIRMs)National Flood Risk MapAdvantages, Limitations, and Use…

4 years ago

Why I created Read Your Risk

As a water resources engineering professional with an expertise in flood risk management, I saw the great potential of FEMA's…

4 years ago

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