Flood Risk is Mortgage Risk

4 weeks ago
Paul Cocca

Studies show floods increase both mortgage delinquency and foreclosures. And National Flood Insurance Program (NFIP) premiums are now actuarially-based, so…

What Risk Rating 2.0 May Be Telling Us About Hidden Flood Risk

1 month ago

Risk Rating 2.0 changed the way the National Flood Insurance Program prices flood insurance. Instead of relying primarily on legacy…

Home Discount Calculator Accounts for Higher Flood Insurance Premiums

2 years ago

Here's a Home Discount Calculator that helps you determine the effect a higher flood insurance premium should affect a home…

Projected Increase in National Flood Insurance Program (NFIP) Premiums under Risk Rating 2.0

3 years ago

In April 2023, FEMA released statistics on how premiums are changing under Risk Rating 2.0, relative to existing premiums. Premiums…

What’s not transparent about Risk Rating 2.0?

3 years ago

David Maurstad FEMA’s Assistant Administrator of the Federal Insurance Directorate and the senior executive of the National Flood Insurance Program…

Flood Risk Disclosure

4 years ago

What is flood risk disclosure? Flood risk disclosure is the provision of flood risk information during property transfer. Legal requirements…

Sprinkles Flood Insurance Premium Estimate Maps versus Traditional FEMA Flood Insurance Rate Maps (FIRMs) and Other Flood Risk Maps

4 years ago

Navigating Flood MapsSprinkles Flood Insurance Premium Estimate MapsTraditional FEMA Flood Insurance Rate Maps (FIRMs)National Flood Risk MapAdvantages, Limitations, and Use…

Why I created Read Your Risk

4 years ago

As a water resources engineering professional with an expertise in flood risk management, I saw the great potential of FEMA's…

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